Magento 2 Partial Payment

Magento 2 Partial Payment allows offering customizable payment plans and facilitates customers to pay in installments, layaway plans or EMI.

Table of Content

1. Extension Installation Guide
2. Configuration
3. Payment Calculation Settings
4. Payment Calculation Box Settings
5. Email Settings
6. Product Specific Partial Payment Settings
7. Partial Payment in Frontend
8. Partial Payment Orders in Backend
9. Auto Capture Emails
10. Installment Payment from Backend
11. Partial Payment Revenue Report
     

1. Extension Installation

• For Magento Marketplace Customers
• Find the Composer name and version of the extension in the extension’s composer.json file.
• Login to your SSH and run: 
  • composer require meetanshi/magento-2-partial-payment-layaway --ignore-platform-reqs
  • Enter your authentication keys. Your public key is your username; your private key is your password.
  • Wait for Composer to finish updating your project dependencies and make sure there aren’t any errors.
• To verify that the extension installed properly, run the command: 
  • php bin/magento module:status Meetanshi_Partialpro --ignore-platform-reqs
    •  
      • By default, the extension is probably disabled.
      • Enable the extension and clear static view files:
  • php bin/magento module:enable Meetanshi_Partialpro --clear-static-content
  • php bin/magento setup:upgrade
  • For Magento version 2.0.x to 2.1.x - php bin/magento setup:static-content:deploy
  • For Magento version 2.2.x & above - php bin/magento setup:static-content:deploy –f
  • php bin/magento cache:flush
• For Meetanshi Customers
  • Extract the zip folder and upload our extension to the root of your Magento 2 directory via FTP.
  • Login to your SSH and run below commands step by step:
    • php bin/magento setup:upgrade
    • For Magento version 2.0.x to 2.1.x - php bin/magento setup:static-content:deploy
    • For Magento version 2.2.x & above - php bin/magento setup:static-content:deploy –f
    • php bin/magento cache:flush

2. Configuration
   To configure the extension, login to Magento backend, move to Stores > Configuration > Partial Payment where you can find various settings to configure the extension.

• Partial Payment: Enable or disable the Partial Payment extension.
• Allowed Customer Groups: Select the customer groups allow using Partial Payment facility.
• Allowed Payment Methods: Select the payment methods with which Partial Payment is allowed.
• Apply Partial Payment to: Select the scope of the Partial Payment extension.
  • All Products: Partial Payment facility gets available for all products of the store.
  • Selected Products: Partial Payment facility gets available for the selected products of the store. Make product specific settings after enabling this.
  • Whole Cart: Partial Payment facility gets available for all the products added to the shopping cart.
• Charge Shipping and Tax Amount: Select how you want to charge shipping and tax amount on order.
  • On Down Payment: Charge the shipping and tax amount on the down payment.
  • On All Installments: Equally divides the cost of the shipping and tax amount into the installments.
• Disable Guest Checkout on Partial Payment Orders: Select YES to disable guest checkout while placing orders using the Partial Payment facility.
• Maximum Partial Payment Credit Limit: Set the maximum credit amount to which the Partial Payment facility can be used. For example, if the credit limit is $450, the customer can buy the products with Partial Payment till orders for his account reaches to $450. After it, the customer has to pay in full or pay the remaining installments to buy more using the Partial Payment facility.
• Credit Limit Overreach Error Message: Set the custom error message to show if someone exceeds the maximum Partial Payment credit limit.
• Pay All Installments Checkbox: Enable “Pay All Installments” checkbox in customers’ My Account section for the customers to select all the remaining installments together and pay.
• Auto Capture Installment Payments: Set YES to auto capture installment payments on a regular frequency. The auto capture facility available only for the PayPal and Braintree (Default Magento) payment gateway.

3. Payment Calculation Settings
   Here, you can find various settings for the Partial Payment calculation.

• Partial Payment Plan: Select one of the Partial Payment plans.
  • Fixed Installment Plan: The admin can set a fixed number of installments in which the customer has to pay.
    • Number of Installments: Admin can set the number of installments in which the customer has to finish payment.
  • Flexy Layaway Plan: The admin sets the maximum number of installments of which the customer can select one to pay with.
    • Number of Installments: Admin can set the maximum number of installments of which customer can select preferred option and finish payment.
• Payment Frequency: Select the frequency of the installment payments by the customers.
  • Based on Days: Select this option and add the number of days for the installment payment cycle.
  • Weekly: Select this option to set a weekly installment payment cycle.
  • Monthly: Select this option to set a monthly installment payment cycle.
  • Quarterly: Select this option to set a quarterly (3 monthly) installment payment cycle.
• Down Payment Label: Set a custom label to show the down payment amount in the frontend.
• Calculate Down Payment in: Select how you want to calculate the down payment amount for the order.
  • Fixed Amount: Charge the down payment in fixed amount.
  • Percentage of Product Price: Charge the down payment in the percentage of the product price.
• Down Payment Amount: Set the down payment amount to charge the order considering the above set calculation method.
• Remaining Payment Label: Set a custom label to show the remaining amount in the frontend.
• Charge Partial Payment Fee: Select the option to charge Partial Payment fee on orders.
  • No: Select this option if you don’t want to charge the partial payment fee.
  • On First Installment: Charge the partial payment fee amount on the first installment.
  • On All Installments: Equally divide and charge partial payment fee on all installments.
• Partial Payment Fee Label: Set partial payment fee label to show in the frontend.
• Calculate Partial Payment Fee in: Select how you want to calculate and apply Partial Payment fee.
  • Fixed Amount: Charge the partial payment fee in fixed amount.
  • Percentage of Product Price: Charge the partial payment fee in the percentage of the product price.
• Fee Amount: Enter the amount of the fee to be calculated and charged.

4. Payment Calculation Box Settings
   The extension facilitates to show the payment calculation box which provides the calculation of the down payment and installment amount captured while using the partial payment facility.

• Partial Payment Availability Message: Set a custom message for the partial payment availability to show on the product or the cart (for whole cart) page.
• Partial Payment Terms and Conditions: Add Partial Payment terms and conditions to show along with the payment calculation in the box.

5. Email Settings
   Here are the various settings of the Email notifications send to the customers using Partial Payment. Select the template for each Email type, sender and enter comma separated Email IDs to send the carbon copy of the Email.

• Installment Schedule Email: Sent to the customers after the order placement having the schedule of the installments.
• Installment Payment Confirmation Email: Sent to the customers after they successfully finish the payment of an installment.
• Installment Approval Email: Sent to the customers after the admin approves particular installment payment. (only for the offline payment methods)

• Installment Disapproval Email: Sent to the customers after the admin disapproves particular installment payment. (only for the offline payment methods)
• Installment Overdue Notice Email: Sent to the customers if they miss the scheduled installment payment date.
• Installment Reminder Email: Sent to the customers before the due date to remind the installment payment. Sent only if the customer has used an offline payment method for the down payment.
• Installment Auto Capture Reminder: Sent to the customers before the due date to remind them about their installment auto capture. Sent only if the customer has used an online payment method and the auto capture facility is enabled for the payment method.
• Installment Auto Capture Failure: Sent to the customers if the auto capture of the installment payment gets failed due to some reasons.

6. Product Specific Partial Payment Settings
   The extension facilitates to set up Partial Payment facility based on specific products. Even if the global configuration is set, if you have enabled Partial Payment for the particular products, it will override the global settings with the product specific settings. To enable Partial Payment for the particular products, go to Catalog > Products > Select a Product, find the Partial Payment tab.

• Apply Partial Payment: Enable to apply Partial Payment on the selected product.
• Number of Installments: Enter the number of installments allowed to buy this product.
• Calculate Down Payment On: Select how you want to calculate the down payment amount for this product.
  • Fixed Amount: Charge the down payment in fixed amount.
  • Percentage of Product Price: Charge the down payment in the percentage of the product price.
• Down Payment Amount: Set the down payment amount to charge on the product considering the above set calculation method.
• Calculate Partial Payment Fee in: Select how you want to calculate the Partial Payment fee for this product.
  • No: Select this option if you don’t want to charge the partial payment fee.
  • On First Installment: Charge the partial payment fee amount on the first installment.
  • On All Installments: Equally divide and charge partial payment fee on all installments.
• Fee Amount: Enter the Partial Payment fee amount to be charged while purchasing this product considering the above set calculation method.

7. Partial Payment in Frontend 
   Once you are done with Partial Payment configuration, you can see the facility enabled in the frontend.
    

• Partial Payment Selection 
  When you land on the product page, you can see the partial payment availability message and a switch to avail the Partial Payment facility on your purchase. On selection of the “Installments” option, you can see the installment payment calculation in the box along with the terms and conditions.

• Partial Payment Credit Limit Overreach Message
  If the customers’ account is already facilitated with the maximum credit limit for the partial payment, they can see the partial payment credit limit overreach message on buying more products with the partial payment facility.

• Partial Payment Calculation on Cart Page
  After adding a product to cart, you can see down payment, amount to be paid later, tax amount and Partial Payment fee calculated and charged on the order based on the extension configuration.

• Partial Payment Calculation on Checkout Page
  Move to the checkout page and you can see down payment, amount to be paid later, tax amount and Partial Payment fee with the respective label.

• Installment Schedule Email to Customers
  After the successful order placement, customers get installment schedule Email having the details of the paid and remaining installments.

• Partial Payment Orders in My Account Section
  After the successful order placement using the Partial Payment, all the partial payment orders can be seen enlisted in customers’ My Account section in the frontend. The customer can click “View Order” to view order and installment details.

• Installment Reminder Email
  The customers get an installment reminder Email before few days of the installment payment.

• Manage Installments
  Customers can pay an installment by selecting it or pay multiple installments by selecting all together using the checkbox. Select the payment method and click the button to proceed to pay.  

• Installment Payment Success Email to Customers
  Once the installment payment is successful, customers get the installment payment success Email.

8. Partial Payment Orders in Backend
   Once the order is placed successfully, the admin can see Partial Payment order details in a separated grid in the Partial Payment > Manage Partial Payment Orders.

• Manage Installments from Backend
  The admin can view order details and manage installments by clicking the order from the Manage Partial Payment grid. For the payments made using the offline payment methods, the admin gets the button to approve or disapprove payment. It is much needed when the payment cheque is not received or the payment is not received using the bank transfer method. Disapproval will Email the customers and update the status in the frontend for customers to again make payments for the installments.

• Installment Disapproval Email to Customers
  After the admin disapproves installment payment from the backend, the customers get installment disapproval Email with the paid and pending installment details.

• Installment Payment Overdue Notice Email to Customers
  If the customers fail to pay an installment on or before the due date, they get an overdue notice Email.

• Changing Installment Date from Backend
  The admin can change the installment payment date from the backend as and when required. It is helpful when an installment payment is overdue and the admin wants to change the date in order to give more time to the customers for the payment. From the manage installments under the order view section, the admin can click Change button near the installment date to change the installment date.

• Installment Approval Email to Customers
  When the customer pay installment using an offline payment method and the admin approves it from the backend, the customers get installment approval Email with the paid and pending installment details.

9. Auto Capture Emails
   When the customer has chosen an online payment method (PayPal or Authorize.net) and if the auto capture is enabled, the customers don’t have to pay installments by themselves but they get auto captured on a regular interval. Just the customers get auto capture payment reminder Email to remind about the installment payment and auto capture payment failure if failed.

• Auto Capture Reminder Email

• Auto Capture Installment Failure Email

10. Installment Payment from Backend
    Apart from the frontend by the customers, the admin can pay installments for customers orders from the backend as well. Move to Manage Partial Payment Orders > View Order > Manage Installments where you can find the installments listed. Check one or multiple installments and select the payment method to finish the payment.

11. Partial Payment Revenue Report
    The extension provides a detailed report on the revenue generated from the Partial Payment orders. Move to the Partial Payment > Revenue Report, select the period and enter the date range for which you want to get the report. You can also export the report in CSV or XML format.

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